Friday, December 18, 2020

50 Fun Summer Activities, Crafts & Field Trips from Pre-K to Teens!

If your kid’s favorite part of summer camp is the crafts, they’ll love having an art themed camp at home! During your camp, focus on all things art, including various forms of art – from painting to music. Teach your kids how to make a different recipe each day, and then enjoy those delicious snacks during your snack break. And don’t forget to incorporate some fun food-themed games and crafts into your activity schedule, too.

camp ideas for home

One of the best ways to avoid such an occurrence – especially since you are camping outdoors – is to build a wasp trap. Project by Animated KnotsTripod lashing technique is not rocket science. You can start out with a clove hitch around one of the poles with a rope.

Go Find It Too Outdoor Treasure Hunt, available at Amazon, $12.50

It's a great activity for preschool-age kids who love spending a little extra time finding and then returning said rocks in the wild. If this isn't an option, consider a kit that includes the rocks. Having a common goal and shared space is a great way to bond. For bunk-living in spirit, consider piling the family into the living room for a night. During our summer camp at home, I like to plan one or two local “field trips” every week. I made sure that these are outings that I could do all by myself.

camp ideas for home

Depending on how current events and the pandemic are this summer, we may attend a march or other similar events. As a tween, spending the entire summer with your MOM is hard enough. Not going to force him to learn a foreign language too.

summer camp activities you can do at home — from a '90s camp kid and mom of 2

Then fill the toilet paper roll with the lint and throw in the starter the next time you start a fire. You can even build a roaring campfire using this old tried and tested method. Over the next few days, we will be sharing help to set up systems that work so your kids can build a lot of independent skills.

camp ideas for home

Tons of fun things to do in your own community with kids. Plus a blank weekly theme printable to plan your own activities. Select YES below and click submit to start receiving FREE pet ideas and inspiration, news about new pet products, exclusive offers and limited-time promotions.

Patriotic Summer Camp Theme

Use your imagination to come up with outdoor summer camp games that let them run around and get wet and dirty. Fill your campers’ days with productive summer camp games and activities to keep them entertained and engaged. Even though your summer vacation plans might have been postponed or canceled, you can host a Hawaiian staycation at an at-home summer camp. Turn your home into a tropical oasis with Hawaiian and beach-themed crafts and outdoor games. Hold hula hoop competitions, play pool noodle limbo, and practice traditional Hawaiian dancing to keep the kids active throughout the day. Work with the kids on crafts like making homemade leis, tropical visors, and surfboards out of cardboard.

camp ideas for home

If hot dogs are on the menu, you don’t have to stick with the old ketchup and bun business. Make your dogs upscale by marinating them, turning them into mini corndogs or topping them with pickled onions and chili. This how to make a lemon battery tutorial is perfect for a quick science fair project . Discover six easy ways to introduce your kids to astronomy and feed their fascination with space—no telescope required. Track nighttime critters with this footprint-catching "trap" that lets your kids investigate who's hanging out in your yard after dark. Get their creative juices flowing with a create-your-own-invention activity.

Older children can even make up a story about their insect. Planning a Summer camp at home experience can be tons of fun for you and your children! Summer camps have long been a rite of passage for children. Camps provide a safe place for children to explore new skills.

camp ideas for home

You can find online camps for coding, video making and other computer activities. For those kids (and moms!) who are less crafty, you can do adult coloring books and other mindfulness activities for kids. After all, it’s about calming and creative expression, not the medium you choose. The only thing that motivated me to keep swimming at camp was the mysterious, slippery horrors that awaited me if my feet touched the bottom of the lake.

There is no better skill than creating something worthwhile out of almost nothing. As a camper, it is highly essential for you to be able to create light without the use of electricity. Project by TeotwawkiCandles, these days, are pricey yet handy sources of emergency lighting and heat. You can cut costs by making your own survival candles using high-quality but inexpensive soy wax at home. You don’t even need special tools to make them as well. You will need a paring knife, tangerine, olive oil, a box of matches or a lighter.

If you enjoyed this article, become part of the Happy Mom Hacks Community where we strive to make a mom’s life easier. Get ourweekly newsletterwith fun kids activities, family travel ideas, easy weeknight meals, household hacks, and more. Hopefully, you’re inspired now to use these summer camp at home ideas to plan your own Mom Camp. Explore your campers’ creative interests with DIY summer camp crafts. From slime experiments to tie-dye fun, these arts and crafts ideas will keep your kids busy for hours while making something they’ll be proud to show off.

It’s also a great way to teach kids about the different states of matter. To save money I buy tons of my crafts and activity supplies at Dollar Tree. We also eat at the house a lot rather than out at restaurants.

camp ideas for home

Have your kids create self-portraits and comic books, art is where the imagination gets the opportunity to thrive. Finally, end the week of nature by helping them grow a plant from seed or plant a tree in your backyard. Do an overnight campout in the backyard or living room. We’re Berty and Emily Mandagie, husband and wife travelers, photographers, and journalists! This blog lives to inspire outdoor adventure, inspired by our home in the rainy Pacific Northwest. Stay awhile and receive the best photo tips for your next journey to the PNW.

9 Clever and Fun! Summer Camp Themes 2022

With a basic kit from Tulip, you can dye up to 30 projects and select from a number of color combinations, including Rainbow and Mermaid. This messy but delightful activity is a fun way to learn about color theory and patterns at any age. For the more STEM-oriented campers among us, bug collecting is the perfect way to get active outside. With a specialized kit like one from Nature Bound, kids can safely engage with the critters they find.

camp ideas for home

Take advantage of the hot summer days with a Splish Splash camp theme. Dedicate your afternoons to summer camp activities like water balloon tosses, slip ‘n slides, squirt gun games, sponge ball , and sprinkler fun. These fun water games are a perfect way to beat the heat and keep the kids outside all summer long. Give the kids a sports camp experience right from home this summer. Form teams and host backyard baseball, soccer, kickball, or basketball games — or set up obstacle courses out of supplies you already have at home.

Fun Science and STem Camp Ideas:

Just use chalk to draw your circles and make a color dice with a block of wood. I hope this list has given you some creative ideas for a fabulous SUMMER CAMP AT HOME for a whole month long. Check out these super fun ways you can explore the beach in your very own backyard this Summer.

camp ideas for home

But also, so you can have plenty of fun and bonding time even with tight schedules and your own work hours. We want to help you declare “I’m not like a regular mom, I’m a cool mom! But we also want you to feel balanced and not wear yourself and your kids out, and burn through your budget in the first few weeks of summer. It’s not hard to balance things with a few key systems and plans. And yet, studies are showing most moms feel the pressure to show up, create fun, and cultivate positive experiences like never before. We’re all hoping for positive memories and to help our children really thrive.

Water Summer Camp Theme

Then, settle in and watch Liberty Kids, a cartoon series about three kids from the American colonies who find themselves in the middle of the American revolution. Make red, white, and blue slime and Patriotic science experiments with your kids. Check out my list of 25 Best School Apps & Educational Websites for Kids to get you started.

But there were also the occasional magician or dancers, and of course, someone knew how to juggle. It's a great way to do some team building and even sneak in some math if you keep score. At my camp, the whole week culminated in an hours-long sing-off, but don't tell your kids you heard that from me. You and your kids can learn to make your own family uncomfortable with loud strumming and off-key singing. Consider the mini guitar from Loog Guitars for easy teaching. Even if you're both totally new to the instrument, you can use the opportunity to bond while learning together.

Toysmith Beach Set, available at Amazon, $15.99

If you enjoyed this article, become part of the Happy Mom Hacks Community where we strive to make a mom’s life easier. Get ourweekly newsletterwith fun kids activities, family travel ideas, easy weeknight meals, household hacks, and more. Hopefully, you’re inspired now to use these summer camp at home ideas to plan your own Mom Camp. Explore your campers’ creative interests with DIY summer camp crafts. From slime experiments to tie-dye fun, these arts and crafts ideas will keep your kids busy for hours while making something they’ll be proud to show off.

Older children can even make up a story about their insect. Planning a Summer camp at home experience can be tons of fun for you and your children! Summer camps have long been a rite of passage for children. Camps provide a safe place for children to explore new skills.

Finally, learn how to host a sandcastle building competition in your backyard. Kids of all ages can use recycled containers and play sand to build their own amazing castles. Get ideas for your own competitive castle building adventure in this fun beach themed summer camp at home pack. Camps can focus on academics, athletics, or arts and crafts. Choosing an exciting theme for your Summer camp can help get everyone excited about the week ahead.

camp ideas for home

I like to add in an educational activity or two each day. This has really helped with the dreaded summer slide when the kids go back to school in the fall. Family Game Night – Best games you can play as a family together any time of day. I’m Bored Jar – Create your own I’m Bored Jar with free printable indoor & outdoor activities to fill up your jar. Kids can find their own activities to do by just pulling ideas out of the jar. Here are some theme ideas to choose from in your planning.

What is your ideal backyard camping situation? We’d love to hear your ideas – share them in the comment section below!

Use your imagination to come up with outdoor summer camp games that let them run around and get wet and dirty. Fill your campers’ days with productive summer camp games and activities to keep them entertained and engaged. Even though your summer vacation plans might have been postponed or canceled, you can host a Hawaiian staycation at an at-home summer camp. Turn your home into a tropical oasis with Hawaiian and beach-themed crafts and outdoor games. Hold hula hoop competitions, play pool noodle limbo, and practice traditional Hawaiian dancing to keep the kids active throughout the day. Work with the kids on crafts like making homemade leis, tropical visors, and surfboards out of cardboard.

All they need are various colored threads or yarns and a pattern. There are so many varieties of friendship bracelets available, the kids will never run out of new ways to make them. Add some structure to your day, whether it’s a little or a lot. When planning the camp’s schedule, consider how invested you will need to be. Are the kids are old enough to do the activities without you, or will they need more guidance?

Thursday, December 17, 2020

Compare Home Insurance Quotes December 2022 Rates

Here are the top-rated home insurance companies by Forbes Advisor. Login to your lifetime personalized account for seamless policy management including claims. Really appreciate your efforts in coordinating with the insurance company to process the Corona Rakshak Policy. Elephant.in provides great deals on personal insurance for our employees, and is an innovative addition to our suite of employee benefits options. At HomeFirst we are continuously looking for improving holistic employee wellbeing and ensure that they have the opportunity to get the best in the easiest way possible. Elephant fits in perfectly as it combines the best products available in the insurance industry and provides them at the most competitive rates with great flexibility to the employee.

Home insurance companies may only reimburse you the full amount for a loss if your dwelling insurance amount accounts for at least 80% of your home’s replacement cost. Ideally you want 100% of your house’s replacement cost covered, so you can get your home rebuilt if it’s destroyed. Coverage for your belongings and “additional living expenses” are often set at a percentage of the dwelling coverage, but you can adjust the coverage limits if you need more.

Best for High-Value Homes: AIG

We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. We evaluated home insurance companies on a variety of factors that reflect their levels of protection, customer care and pricing. If you have significant damage, consider hiring a public adjuster. This is a person who will work on your behalf to help you get your claim documented and submitted, and help you negotiate with the insurance company.

best home insurance policy

Amica doesn’t offer as much detailed homeowners insurance information on its website as some other companies do. Policyholders pay an agreed-upon amount either monthly or yearly and, if their dwelling were to suffer damage, the insurer will pay a certain amount to cover repairs or reimburse losses. Make sure to read your policy carefully and consult with an agent if you have questions about how much coverage to get. It’s worth noting, however, that even a policy that covers 100% of your home’s value isn’t a guarantee that an insurer will pay the full amount needed to repair your home. If, for example, there’s a fire and the cost to demolish the structure is higher than what the policy covers, you’ll have to cover the difference.

Maximize discounts

The company has excellent third-party reviews for customer satisfaction and financial strength, plus it offers a variety of discounts and add-ons that allow homeowners to design a customized policy. Renters insurance policy, which covers your belongings and also includes essential coverage types such as liability, medical payments to others and additional living expenses. A landlord’s insurance will cover damage to the building (but it won’t cover your personal items). The move will drop coverage for almost half of its Florida policies as home insurers in the state struggle with skyrocketing costs. Floridians losing coverage have 45 days to find a new homeowners insurance company. Dwelling coverage pays to repair or replace your house if it’s damaged by a problem covered by the policy.

best home insurance policy

For example, homeowners’ insurance policies issued for coastal homes in Texas don’t cover wind or hail damage. Homeowners insurance coverage is a type of property insurance that provides financial compensation if your home is damaged by certain natural disasters, theft and/or accidents. This type of insurance does not cover flooding or earthquakes, which require a different type of coverage. American Family offers comprehensive coverage and discounts, and its customer satisfaction ratings went up significantly in 2021. However, its limited availability kept it out of our main list.

Other Home Insurance Coverage Types

Many companies will allow you to request quotes online, but others may require you to speak directly with an agent. Regardless of how you request your quote, you may want to be consistent and ask for the same coverage options from one carrier to the next. This can help you compare home insurance quotes apples-to-apples. For example, damage from floods and earthquakes isn’t covered by most homeowners policies, so you may need to purchase additional insurance. If you live along the coast, you may have a separate windstorm or hurricane deductible that’s higher than your standard deductible for other disasters.

best home insurance policy

AM Best gave this company an A+ rating for financial strength. However, ERIE only operates in 12 states, so check to make sure the company writes policies in your area. In addition to homeowners insurance, the company also provides policies for cars, renters, condos, mobile homes and boats. Usually, this type of insurance covers damage to your home caused by anything except for named exclusions (e.g., an earthquake or flood). Your belongings are covered only if the damage is caused by a covered peril in the policy (e.g., fire, lightning strike, vandalism).

December 2022

If you are without insurance and your home is hit by a disaster, such as a fire or tornado, you will have to pay out of pocket to repair or rebuild your home and replace your belongings. All of these factors can influence the cost you’ll pay for home insurance. Here’s the types of home insurance designed to match your living situation. It is recommended that you read your policy closely so you understand what is excluded from coverage. It was extremely simple to purchase Term Life insurance from the website and the overall experience was positive. I had purchased a Super Top Up policy and the top-up available at Elephant.in had many features as compared to the products available in the market.

best home insurance policy

Liability insurance also pays for a lawsuit judgment if you’re sued, and your legal defense costs. Generally speaking, if you take out a mortgage to buy your home, you are required to buy homeowners insurance. From the vantage point of a lender, it’s a risk to lend you such a large chunk of money.

Power — in fact, it’s the highest-ranking nationwide company, currently at 6th place in the Overall Customer Satisfaction Study. I’ve been writing about insurance for consumers for more than 20 years. Insurance intersects with many parts of our lives, yet it’s tough to untangle, and wrong choices can make a financial mess. I’m especially interested in how data is affecting the price you pay for all insurance types. You should file a police report if there’s a theft, vandalism or burglary. You’ll need this documentation for the insurance claims process.

best home insurance policy

How much dwelling coverage you need largely depends on how much it would cost to rebuild your house. Be aware that the cost of replacing your home after a disaster will not necessarily be the amount you paid or the property’s current market price — in fact, it usually isn’t. Flood insurance is issued through a separate policy and is not included in standard homeowners insurance. The federal government provides flood insurance through FEMA and theNational Flood Insurance Program, or you can get a policy through a private insurer. What is the difference between home insurance and a home warranty? In general, these policies cover your physical home structure, your personal belongings, other structures on your property and your liability.

Geico Auto Insurance

For example, pay for damage from water or sewer backups, or provide higher limits for landscaping if damaged by theft or fire. Bankers Insurance doesn’t think the legislation went far enough to help homeowners insurance companies with fraud and litigation. Allstate has the best homeowners insurance in the industry because of its customer service, customizability, and affordability. While most insurance companies have a claims center open 24/7, but limited hours for policy, sales, and billing questions, Allstate has 24/7 customer service for all house insurance questions.

This coverage is for additional structures on your property such as a fence, shed, barn or gazebo. Coverage for other structures is typically set at 10% of the home’s dwelling coverage, but the amount varies by insurer. If 10% isn’t sufficient, you may be able to increase the amount by getting an endorsement or buying more dwelling coverage. Here’s a look at what each coverage type within standard home insurance policies will include.

How much does homeowners insurance cost?

It also offers some products the competition doesn’t because it’s generally aimed toward high-value homes. Look over the declarations page carefully to make sure your name and address are correct and the coverage, discounts and premium are as expected. If something doesn’t look right or you have questions, reach out to your agent or insurance company. The price for the same coverage can vary significantly among insurers.

best home insurance policy

Best Home Insurance Companies Of December 2022

Between 2021 and 2022, Indian ownership of term insurance plans increased from 39% to 43%1. Accidents are sudden and can cause damage to your financial planning as well. Many areas in the U.S. experience catastrophic and expensive flooding, but these events may not have been declared a federal disaster. And while hurricanes are well-known in Florida, there have actually been more fires declared as disasters over the years. For instance, in May 2020, the Five Mile Swamp Fire persisted for five days due to extremely dry conditions.

best home insurance policy

It is important to be protected against unprecedented liabilities when you live in a rented apartment. This type of cover extends to third parties who may be present inside the home and face loss, injury or damage due to natural/man-made disaster. The safety of guests, visitors, relatives is covered under this home insurance cover. Having a home insurance policy ensures that in case of any accident or mishap, you and your loved ones can resettle and move on seamlessly from the shock of it. Your home is built with many investments made over a long period of time. A natural disaster or mishap like fire, can damage it all in one go.

Actual cash value vs. replacement cost

Many valuable items are insured for theft only up to certain sublimits, such as $1,500. Chubb includes several features in its homeowners policies that other companies charge extra for. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. Homeowners insurance is a policy that will reimburse you for damages to your house, your personal belongings and, in some cases, your digital property, injuries to your guests and more. While the national average premium is around $100 a month (or $1,200 a year), it’s important to know that there isn’t a single established price for home insurance.

best home insurance policy

Homeowners insurance, also called home insurance, goes hand in hand with homeownership. Not only do most lenders require it when you purchase a home, but the protection a good policy provides can save you from financial ruin if disaster strikes. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website.

Many Homeowners Don’t Know They Already Have Coverage

Travelers is the oldest company in the home insurance industry, with more than 160 years of experience providing auto, home, and renters insurance products and services. In case of an accident, you can file a claim with your insurance company by calling the claims department. Major insurance companies have mobile apps that allow you to file a claim quickly and upload all the necessary documents in one place. This inquiry is a "soft pull" that won't impact your credit score.

best home insurance policy

However, home insurance costs vary greatly depending on where you live and what kind of house you have. Read 6 Reviews Licensed homeowners insurance experts help decide how much coverage you need before you shop around for quotes from top insurance carriers. Amica Mutual is a direct-buy insurance company that offers a range of products, including auto and life, and is owned by policyholders as s a mutual company. Liberty Mutual is one of the top insurance companies in the U.S. and has been around for more than a hundred years.

How does car insurance work?

“For example, is your home an older home that has not been renovated? In a case like this, it’s advised to not skip the code upgrade coverage. This can provide additional money to bring your home up to current building code” if you have an insurance claim. Liability insurance pays for injuries and damage you accidentally cause to others. It pays for judgments against you or settlements, plus your legal defense costs, if you’re legally liable for others’ injuries or property damage. Liability limits typically start at $100,000, but that might not be enough.

best home insurance policy

He has covered insurance for a decade, including auto, home, life and health. Besides covering insurance, Les was a news editor and reporter for Patch and Community Newspaper Company and also covered health care, mortgages, credit cards and personal loans for multiple websites. Review the advantage of replacement cost over actual cash value.

Maximize discounts

This means Erie will pay as much as necessary to rebuild your home if it’s destroyed, even if the amount is higher than your dwelling limit. Nationwide stands out by offering ordinance or law insurance in its standard homeowners insurance policy. This means if you have a covered loss and need to update your home to meet current building codes, your insurance may cover the costs. When you’re ready to choose a homeowners insurance policy, see what types of endorsements — also known as insurance riders or add-ons — each company offers.

best home insurance policy

Customers commonly bundle their homeowners insurance policy with their auto insurance policy for a discount. Homeowners insurance covers loss due to disasters, accidents and theft. In addition to the house itself, protected items can include personal belongings, furniture and even shrubs, trees and plants. Your homeowners insurance also protects you from financial liability if someone gets hurt while on your property.

Should I compare quotes if I already have homeowners insurance?

Many carriers have a claims center that you can call to file a claim 24/7, and many offer online claim-filing tools. If your company has a mobile app, you might be able to file a home insurance claim via your smartphone as well. If your insurance policy is handled by a local agency, you’ll likely also be able to call the agency to file a claim.

best home insurance policy

A local agent can help you assess your risks and make sure you’re fully covered. Depending on which type of policy you choose, Country Financial may cover household mishaps, such as countertop burns or spilled paint. In most states, Country Financial offers guaranteed replacement cost coverage that pays the cost of standard new construction materials and labor if you need to rebuild your home, with no limits. Amica home insurance offers the standard coverage you’d expect along with strong customer service.

Southwick

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